Bonjour lecteurs! Are you planning to spend Christmas abroad this year? Or are you booking a trip overseas next month to fight the January blues? We are off to France and I am so excited as it is the first time we will spend Noël there in 4 years. But with the rising cost of living, we will reduce our expenses like many other Brits. Here are my top Frenchie idées To Keep Costs Down Abroad. Here is what I do with our travel money outside the UK.
Book your tickets as soon as possible.
Last-minute offers are rarely cheaper, and you will find that the more organised you are, the better deals you will get.
It’s also worth using comparison apps and websites for the best deals.
Do the same with your accommodation. You can get great deals if you book months ahead.
Work Out A Spending Budget
… And stick to it!
Easier said than done? I know the feeling! We always end up spending more, so I always prepare an extra 10% in cash just in case.
They are always some extra costs. Par exemple, the last time we went to France, we ended up paying more than expected on the toll roads.
And we had a few impromptu expenses, especially buying some yummy food like brioches 🤣
Buy Your Travel Money Before You Travel
Don’t wait to be at the airport to get some local money. The rates are always so high.
It can be much more expensive than getting it in advance. And if you buy at a time when the exchange rate is favourable, you get more spare money to spend!
Know Well Charges
It’s also worth checking en détails with your bank what kind of charges you would expect, depending on your destination.
A recent survey by HSBC found out that more than half of travelers don’t know how much their debit card provider charges for purchases or cash withdrawals!
It’s only a few clicks away or a quick phone call.
Pay Cash in The Local Currency
I know nowadays, we are getting more and more into a cash-free society.
But je préfère having some holiday cash. There is always some extra cost you might not have thought of.
And this way, I find it easier to stick to my budget.
It’s also worth paying in the local currency rather than in GBP. This way, you’ll get the most up-to-date exchange rates and avoid conversion fees.
I only withdraw money abroad if I really need it.
There is always some extra cost. And the branch you are withdrawing money from might charge an additional fee on top of the conversion rate. Not cool!
And this way, you also avoid bringing leftover cash home with you.
Don’t forget to let your bank updated with your plans. So that if anything happens to your card, you are covered.
We also have holiday insurance so that we are covered just in case of a bad surprise.
Usually, I try to just pay all my expenses with cash, but if I need some extra, I always have my debit card as a last resort.
What do you think? Do you prefer using your debit card or travel money when you are outside the UK?
What are your traveling plans for next year? Have you already booked something? Cash or card?
I can’t wait for a Frenchie Christmas with my famille!
Disclosure: This is a sponsored post in collaboration with HSBC.